Northern Alliance

  • Waiting periods apply to use of routine benefits:
  • - 6 months for routine dental services
  • - 6 months for optical appliances (benefit available every 2 years)
  • - 12 months waiting period for use of maternity benefits
  • - 12 months waiting period for routine, wellness and good health check ups
  • All claims are subject to settlement at reasonable and customary rates
  • All benefits are pro-rated accordingly if the join date is after January
  • Members can use private facilities in Zimbabwe and other territories as listed in the terms & conditions
  • New members are required to pay three months contributions on enrolment
  • Orthodontic benefits are subject to board approval
  • The hearing aid benefit is available once every 5 years
  • The costs of drugs available as over the counter purchases cannot be claimed
  • A $10 excess (charged to the member) applies on each general practitioner, dental and optical consultation claim
  • Rates and benefits are subject to change with notice being given. Date of last revision: April 2021
  • Correct at the time of going to print as per month indicated. Please request the latest version of this document from clientservices@healthzim.com